Our Vision
To be the largest and first housing cooperative to build sustainable, environmentally friendly developments that adhere to cooperative principles and provide lasting benefits for its members.
Registered with the Cooperative Development Authority
Atin 'To! Land, homes, and income we own together.
1-Home Housing Cooperative brings OFWs and Filipino families together to acquire land, build eco-friendly cooperative villages, and share in the earnings — guided by the Philippine Cooperative Code of 2008 (R.A. 9520).
- ₱1,500 membership capital
- 0% interest share capital plans
- Tax-free for coop members
- 3OFW cooperative villages
- 65 haof land in active projects
- 7,500+residential lots planned
- 378 hamore under due diligence
About 1-Home
A housing cooperative built on co-ownership
1-Home Housing Cooperative is a registered associational cooperative — members are united by shared goals across geographic areas, focusing on mutual support, advocacy, and sector-specific services. Members don't just buy into a project; they own it.
Working with Lingap Pampubliko para sa OFW at Kapwa Pilipino, Inc. to support overseas Filipino workers and their families.
Our Mission
To promote cooperative principles and laws that provide social justice for all.
Featured video
See the 1-Home vision
Learn how 1-Home is building member-owned communities for OFWs and Filipino families.
Art. 3, R.A. 9520
What is a cooperative?
- 01An autonomous and duly registered association of people,
- 02who have voluntarily joined together
- 03with a common bond of interest,
- 04to achieve their social, economic, and cultural needs and aspirations
- 05by making equitable contributions to the capital required,
- 06patronizing their products and services,
- 07and accepting a fair share of the risks and benefits.
- Mutual help
- Self-help
- Co-ownership
- Social justice
Why it matters
The Philippine housing backlog keeps growing
Housing units needed. As projected by the Philippine Statistical Research and Training Institute (PSRTI), based on official HUDCC and Congressional records.
Our legal basis
Philippine Cooperative Code of 2008
Defines how cooperatives are organized, funded, and governed — including membership education, capital contributions, and the tax exemptions cooperatives enjoy.
Urban Development and Housing Act (UDHA)
- Provide decent housing for underprivileged and homeless citizens.
- Encourage the private sector and cooperatives to help with housing.
- Ensure orderly urban land reform and housing development.
- Make sure housing projects have basic services and facilities.
Our flagship program · Lifetime membership
G.L.A.D. — Group Land Acquisition & Distribution
Members pool their share capital to acquire land together, develop it, and distribute lots and units — so ownership stays with the members.
- 1Share capitalMembers contribute monthly
- 250 hectaresLand acquired as a group
- 33,000 lots / unitsDeveloped and distributed to members
Where your share capital goes
100%share capital
- 50% Land owner payment
- 10% Operation
- 40% Land development
What we develop
- Housing
- Commercial
- Condominium
- Renewable energy
- Farm lands
G.L.A.D. for informal settlers
- Urban planning
- Subdivision plan
- Land titling
- Livelihood program
- Housing program
- Scholarship program
- Loans
- Dividends
- Other benefits
Monthly share capital · 60 months
Choose your G.L.A.D. plan
Pay your share capital monthly at 0% interest. The balance may be financed through our partner institutions.
0% interest on share capital installments. Figures are share capital only.
Balance financing through
Plan your budget
Housing loan calculator
Estimate the monthly amortization for the balance of your home, financed through DBP, Landbank, or Pag-IBIG.
Estimated monthly amortization
- Down payment
- ₱0
- Loan amount
- ₱0
- Total interest
- ₱0
- Suggested gross monthly income
- ₱0
For estimation only. Final loan amount, rate, and term are subject to lender approval. Suggested income assumes amortization of no more than 35% of gross monthly income.
Projects & businesses
1-Home OFW Cooperative Villages
Joint-venture, eco-friendly communities designed for OFWs and their families — self-sustaining villages where members share in the value they create.
Every village is planned for living and earning
40%
30%
15%
15%
- Housing
- Agriculture
- Commercial
- Roads & utilities
- G.H.P. Group Housing Program in partnership with NHA and Landbank
- Renewable energy and eco-friendly development
- Tax-free for coop members only
- Net surplus and patronage refund
- Self-sustained appreciation value
Joint venture
1-Home OFW Cooperative Village
San Juan, Batangas
- Project value
- ₱3 Billion
- Land area
- 8 hectares
- Lots
- 1,000
- Highlight
- Commercial area
Joint venture
1-Home OFW Cooperative Village
San Mateo, Rizal
- Project value
- ₱4.5 Billion
- Land area
- 17 hectares
- Lots
- 1,500
- Highlight
- Overlooking Metro Manila
Joint venture
1-Home OFW Cooperative Village
Wawa, Montalban
- Project value
- ₱15 Billion
- Land area
- 40 hectares
- Lots
- 5,000
- Highlight
- Mountain resort
Other sites under due diligence
- Naic, Cavite300 hectares · Leisure farm
- Calatagan, Batangas49 hectares · Beach development
- San Ildefonso, Bulacan29 hectares
Cooperative businesses
Ventures that grow with our members
Agrifarm
Sustainable farming, farmers' support, and leisure farms.
Retirement Village
A peaceful community for members to enjoy their later years.
1-Home Cooperative Memorial
Lawn lot
1 × 2.5 meters · double-tiered interment · 2 fresh body interments · 2 cinerary remains (bones/ash)
Garden niche
10 sqm (5 × 2) · minimum of four (4) lots with one exposed niche · up to nine (9) bodies, or more than nine sets of bone or cinerary remains
Family estate
Average 30 sqm · open or closed inventory (mausoleum) · multiple interment depending on area usage · mausoleum construction not included
1-Home Cooperative Bank
A cooperative bank to serve the financial needs of our members.
Ways to earn · Phil. Co-op Code of 2008 (R.A. 9520)
How members share in the surplus
Net surplus allocation
30%Reserve funds
70%Net surplus for members
- 10%General Reserve Fund
- 10%Education and Training
- 7%Optional Fund
- 3%Community Development Fund
The 70% net surplus provides lifetime benefits for members in good standing of the cooperative.
30% Patronage refund
A patronage refund is the portion of the cooperative's net surplus returned to members, proportional to their individual transactions with the cooperative.
Income sources
- Rental income in commercial areas
- Internet 7G
- Renewable energy
- Retirement village
- Grocery & market place
- Hardware & future businesses
Tax free
In the Philippines, cooperatives enjoy various tax exemptions under R.A. 9520. The extent of these exemptions depends on the cooperative's structure, operations, and financial standing.
- Corporate tax
- Income tax
- Value-added tax
- Percentage tax
- Excise tax
- Documentary stamp tax
- Taxes on transactions with insurance companies and banks
Members' benefits
Support that goes beyond housing
Free legal consultation
with CBER Law — Cuerdo Brondial Espinas Rojano and Associates
- Lawyer
- Notary public
- Real estate
- Immigration
OFW support
with Lingap Pampubliko para sa OFW at Kapwa Pilipino, Inc.
- Legal matter assistance
- Labor case assistance (OFW and local)
- POEA / DMW case assistance (OFW only)
- NBI / police rescue assistance
- NBI / police case filing
- Hospital assistance (DSWD, PCSO, Malasakit)
- Local government unit assistance
Lifetime membership
for members in good standing
- Share in the 70% net surplus
- Patronage refund from coop businesses
- Tax-free benefits as a coop member
- Access to G.L.A.D. lots and units
- Loans, dividends, and scholarship programs
How to join
Start with the Pre-Membership Education Seminar
"…a prospective member of a primary cooperative must have completed a Pre-Membership Education Seminar (PMES)." Art. 10, R.A. 9520
-
Attend the PMES
Learn about cooperative law (R.A. 9520), risks and benefits, our projects and businesses, and how earnings and dividends work.
-
Pay your ₱1,500 membership capital
Saping puhunan — R.A. 9520 Art. 25(g) allows cooperatives to raise funds through membership fees, dues, and contributions.
-
Choose your G.L.A.D. share capital plan
Bronze, Silver, or Gold — payable monthly over 60 months at 0% interest.
-
Enjoy lifetime member benefits
Share in the net surplus, patronage refunds, and member services.
Leadership
The Board of Directors 2025
-
Engr. Amado Garnace
Chairman of the Board
-
Judge Caridad H. Grecia-Cuerdo
Vice Chair
-
Melvin Nolasco
Member, Board of DirectorsChairman, Lingap Pampubliko
-
Marilyn Vargas
Member, Board of Directors
-
Lily-Ahn Abdul Labajo
Member, Board of Directors
Registration, partners & affiliations
- Cooperative Development Authority
National Housing Authority
Landbank
DBP
Pag-IBIG Fund- CBER Law
- Lingap Pampubliko
Is 1-Home a registered cooperative?
Yes. 1-Home Housing Cooperative is registered with the Cooperative Development Authority (CDA) as an associational cooperative, operating under the Philippine Cooperative Code of 2008 (R.A. 9520).
How do I become a member?
Attend the Pre-Membership Education Seminar (PMES), which R.A. 9520 requires of every prospective member, then pay the ₱1,500 membership capital. Register for PMES here.
What are the G.L.A.D. share capital plans?
Bronze at ₱3,000/month (₱180,000), Silver at ₱7,000/month (₱420,000), and Gold at ₱10,000/month (₱600,000), each payable over 60 months at 0% interest. The balance may be financed through DBP, Landbank, or Pag-IBIG.
Where is my share capital used?
Under G.L.A.D., 50% goes to land owner payment, 10% to operation, and 40% to land development.
Where are the projects?
Our OFW Cooperative Villages are in San Juan, Batangas (8 ha, 1,000 lots), San Mateo, Rizal (17 ha, 1,500 lots), and Wawa, Montalban (40 ha, 5,000 lots). Sites in Naic, Cavite; Calatagan, Batangas; and San Ildefonso, Bulacan are under due diligence.
How do members earn?
After 30% is set aside for statutory reserve funds, 70% of the net surplus provides lifetime benefits for members in good standing. Members also receive patronage refunds from cooperative businesses such as commercial rentals, Internet 7G, renewable energy, and retail.
Are cooperatives really tax-exempt?
Cooperatives enjoy various tax exemptions under R.A. 9520 — including income, value-added, percentage, excise, and documentary stamp taxes. The extent depends on the cooperative's structure, operations, and financial standing.
Get in touch
Let's build your future home together
Questions about membership, G.L.A.D. plans, or our projects? Send us a message and our team will get back to you.
- Inquiriesinquiry@1homecooperative.com
- General Managergm@1homecooperative.com
- FacebookLingap Pampubliko
- MembershipPMES registration form